Foreclosure
T o avoid a forced foreclosure sale, you have multiple options to consider. Some of these can allow you to keep your home and your credit rating intact, while others may involve the sale of your home to preserve your credit. Working together, you and your PTI Credit Counseling Partners can work out the best possible plan for your needs.
You may want to consider – Special Forbearance – Your mortgage company may be able to arrange a repayment plan based on your financial situation. Your mortgage company may even provide for a temporary reduction or suspension of your payments. You may qualify for this if you have recently lost your job or your source of income or if you had an unexpected increase in living expenses. You must furnish information to your mortgage company to show that you would be able to meet the requirements of the new payment plan.
Whether you’re in foreclosure now or worried about it in the future, we have information that can help.
Get Help Now!
Learn about the Emergency Homeowners’ Loan Program (EHLP)
Learn about the U.S. Treasury’s Hardest Hit Fund Initiative
Talk to a foreclosure avoidance counselor
Talk to your lender
Find state and local foreclosure resources
Contact HOPE NOW
Contact The Homeownership Preservation Foundation
Keep Your Home
Are you at risk of foreclosure?
Save Your Home (brochure)
Tips for avoiding foreclosure
Foreclosure scams
Refinance Options
Making Home Affordable Program
Who to call when a lender won’t work with you
If You Can’t Keep Your Home
Redemption period – your last chance to save your home
Local renting resources
Rental assistance
Relocation resources
U.S. Postal Service Movers Guide
